15 Bad Money Habits That Will Quench Your FIRE Dream.

It's hard to reach financial independence and retire early when you have too many bad money habits. The following are 15 powerful money habits to help you become rich and reach financial independence. Note: a previous version of this article first appeared on newvestor.com. You may read the original article there. Posted here with permission.

Original author: Wadler
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7 Proven Ways To Pay Off Credit Card Debt To Find Money to Invest for Retirement

​We are excited to feature this guest post by Linda Richardson, a New Jersey-based financial content writer. It is hard to invest and save for retirement when you are buried in debt. In this article, Linda shows a few methods you can use to pay off credit card debt and free up money for investing and prepare for your financial future...
Original author: Linda
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Got $25? Start Investing Today And Get $50 Worth Of Your Favorite Stock!

Disclaimer: This article contains an affiliate link to an investment product. Both you and us will receive a commission through this link when you join the partner. Too many people put off investing because of one or two things: 1) they think they need a lot of money to start investing; 2) they don't know where to start. Th...
Original author: Wadler
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10 Shocking Reasons Why You Will Be Broke At Retirement. Number 7 Gets You More Money!

Retailers are hoping and praying you don't see numbers 8 and 9, but the rich wants you to see number 10 .   Retirement planning is a topic that causes a lot of anxiety for many people. According to an article in CNBC , most Americans close to retirement have only 12% of what they will need in retirement. Some believe that t...
Original author: Wadler
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4 Smart Ways to Reach FIRE While Paying Down Student Loans.

Student loan debt is a crisis in America. According to an article published in LenEDU , nearly 45 million people owe a combined $1.52 trillion in student debt. This unfortunate situation puts undue burden on student debt holders. "To pay off student loan debt first or to invest to reach financial independence and retire early (FIRE)", that is the q...
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4 Simple Steps to Help you Reach Financial Independence, Retire Early (FIRE).

​Reaching financial independence and retiring early (FIRE) is not for the faint of heart. It requires extensive work and discipline. Here are 4 powerful steps that are  essential to reaching FIRE. ​1. Save more. Although saving alone will not help you reach FIRE, it is an essential component in achieving this lofty goal. One cannot expect to s...
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How to Withdraw and Transfer Assets from Acorns to Any Broker.

Acorns is a robo-advisor that makes it easy for anyone to invest  and build wealth. In fact, you can start investing with as little as $5 . Acorns is a good investing platform for any investor who wants automation, and lacks the investing knowledge to tread the course alone. However, there may be instances where y...
Original author: Wadler
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3 Simple Tips to Help the Rookie Investor Weather Stock Market Volatility

Stock market volatility is a common event in investing. US-China trade war tensions are certainly not making things any better. During such unfortunate market circumstances, the last thing you want to do is to make rash and emotional investing decisions. Here are 3 simple tips to help you navigate and weather stoc...
Original author: Wadler
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A Slick 6-Fund Portfolio Hack to Supercharge your Returns.

​An investing question that usually arises is, "How should I invest my IRA?" This question is as easy as it is complex; every investor has different individual objectives and needs. Once you have a basic understanding of the major investment asset classes , this question becomes easy to answer. This 6-fund portfolio not only diversify you...
Original author: Wadler
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4 Major Asset Classes that Every New Investor Should Know About.

You don't need to know much or have a lot of money to start investing . You just need a basic understanding of the investing building blocks:  stocks  and mutual funds ( exchange-traded funds and index funds ). These are further divided into asset classes, which are the backbone of any investment portfolio. Here are the maj...
Original author: Wadler
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A Simple Kick-Ass Tool to Quickly Assess your Mutual Fund Expenses and Fees.

As an investor, you cannot afford to pay too much in fees and expenses. Legendary investor Warren Buffett has two simple money rules: "Rule No. 1: Never lose money . Rule No. 2: Never forget rule No. 1." By paying a lot in fees, you are in fact losing money, causing you to violate Warren Buffett's #1 money rule. What if you could est...
Original author: Wadler
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A Simple Index Fund & ETF Quiz: Only a Few People Can Get a Passing Score.

Index funds , exchange-traded funds (ETFs) and stocks are 3 basic investment building blocks that can add significant value to your investment portfolio. Index funds and exchange-traded funds have many differences and similarities. This simple quiz will help you differentiate between the two. The index fund and ETF quiz composition The in...
Original author: Wadler
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4 Smart Ways to Find Money to Both Invest and Pay Down Student Debt. Number 4 is a Hustler!

Student loan debt is a crisis in America. According to an article published in LenEDU , nearly 45 million people owe a combined $1.52 trillion in student debt. This unfortunate situation puts undue burden on student debt holders. "To pay off student loan debt first or to invest and save for retirement", that is the question...
Original author: Wadler
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4 Simple Reasons Why you Should Fire Your Robo Advisor and Manage your Own Investments

You don't have to be rich or an expert to start investing and building long-lasting wealth. You can choose between hiring a robo advisor vs treading the course alone. In this post, I show you why you might want to fire your robo advisor and manage your own investments. Let's first understand what a robo advis...
Original author: Wadler
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I Heeded Warren Buffett's Advice. He was Right. 3 Months Later, I Can't Stop Winning!

Introduction This post is an update to a previous post  I created on March 11, 2019. In the beginning of March 2019, I decided to conduct a small investing experiment. I took Warren Buffett's investing advice , and purchased an index fund:  the Fidelity 500 Index fund , FXAIX. At that time, the mutual fund was trading ...
Original author: Wadler
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Bonds: 2 Simple Reasons Why You Don't Need Them in your IRA.

Financial planners or retirement experts are quick to tell you how you need to maintain a balanced portfolio . They stress the importance of including fixed-income assets in your portfolio. Bond investing is a crucial fixed-income asset that experts say must occupy a portion of your 401k or IRA. But do you really need bonds? What are...
Original author: Wadler
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A Simple Way to Diversify and Maximize your Money with a Single Total Stock Market Index Fund.

Previously, I showed you how to diversify your portfolio with a seven-fund approach . In this article, I'm going to simplify investing even more. I will show you how to build wealth and diversify your portfolio with just a single total stock market fund! Total stock market index fund: a match made for diversification I previousl...
Original author: Wadler
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The S&P 500 Index: An Amazingly Simple Investing Guide for Rookie Investors

At first glance, investing may seem daunting. In this article, we introduce you to the S&P 500 index. If you are new to investing, this index may be  all you need to know to start building wealth. What is the S&P 500? ​The S&P 500 index: a brief introduction When people talk about the U.S. stock market, the...
Original author: Wadler
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How to Fight Mutual Fund Separation Anxiety Disorder and Build a Winning Portfolio.

I've been there and experienced it. I have suffered from it. I know it's real. I'm not sure if it's ever been coined before, but I'm going to call it  mutual fund separation anxiety disorder . If you are not careful, it can cause you to become a panic investor and make impulsive and bad investment decisions.&...
Original author: Wadler
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A Robust Wealth-building Machine: How to Allocate and Optimize your Retirement Portfolio for Maximum Return

As an investor, your investing approach should be twofold: maximize returns and minimize financial loss. Legendary investor Warren Buffet has two simple investing rules:  Rule #1: Never lose money. Rule #2: Never forget rule #1 . ​ Maximizing returns and not losing money start with the allocation of funds in your ...
Original author: Wadler
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